Risk considerations
Investors should note that the Xtrackers ETFs & ETCs are not capital protected or guaranteed and investors in each Xtrackers ETF or ETC should be prepared and able to sustain losses up to the total capital invested. The value of an investment in an Xtrackers ETF or ETC may go down as well as up and past performance does not predict future returns. Investment in Xtrackers ETFs or ETCs involve risks. For a list of related risks please click on the Risks and Terms tab.
Xtrackers Core ETFs are a range of direct replication ETFs with all-in fees as low as 0.06% p.a. that offer access to the major equity and fixed income markets. They can form the core of your portfolio or serve as cost-effective components of a multi-asset portfolio.
Xtrackers ETFs on core indices are also available on a sustainable basis, e.g. for the largest german share index with the DAX ESG Screened UCITS ETF 1D
Xtrackers Core ETFs on Equity Indices
Xtrackers Core ETFs on Bond Indices
Xtrackers Core ETFs Currency Hedged
How to diversify your portfolio? Discover the full range of Xtrackers Core ETFs now.
Diversification is an important aspect of managing investment portfolios. It refers to the spreading of investments across different asset classes, industries and geographic regions in order to reduce portfolio risks. One way to achieve this is through the use of Exchange Traded Funds (ETFs).
There are a variety of ETFs available that specialize in different asset classes and sectors, including equities, bonds, commodities, real estate, etc. Investors can make a choice that suits their investment strategies and objectives, thus diversifying their portfolio. In summary, Xtrackers ETFs can offer a simple and cost-effective way to incorporate diversification into a portfolio. They allow investors to invest in a wide range of assets without having to buy each instrument outright. However, it is important to think carefully about the selection of ETFs and monitor risk carefully[1].
Xtrackers Core ETFs can be an efficient tool for investors who wish to diversify their portfolio at low overall costs. They can choose from a broad product range consisting of equities as well as fixed income ETFs.
It is important to note that no portfolio is suitable for every investor and that there is always an investment risk. Before building a diversified ETF portfolio, consider your financial goals, risk tolerance and investment time frame. An example of a diversified portfolio for a long-term investor might look like this, it does not represent investment advice and was not created for a specific investor risk profile.
Government bonds Corporate bonds Investment Grade High Yield
The purpose of diversifying an investment portfolio can be traced back to the work of U.S. economist Harry M. Markowitz on modern portfolio theory, for which he received the Alfred Nobel Memorial Prize in Economic Sciences in 1990. The essence of his work is the observation that a diversification of investments can lead to lower investment risk with the same expected returns compared with individual investments.
| Opportunities for investors | What investors need to know |
|
|
1. Investors should be aware that ETFs can also incur other costs besides the all-in fee. These can have a negative effect on the performance of their investment relative to the underlying index. Examples of this include brokerage and other transaction costs, financial transaction taxes or stamp duties as well as possible differences in the taxation of capital gains or dividends that are assumed in the respective underlying index, along with the actual taxation of capital gains or dividends in the ETF. The exact impact of these costs cannot be reliably estimated in advance, as it depends on many non-static factors. Investors are required to read the audited annual reports and the unaudited half-yearly reports, which contain further information.
2. A derivative is a financial contract whose value is based on or derived from a traditional security. Some exchange-traded funds (ETFs), including commodity ETFs or inverse ETFs, use derivatives to track the performance of their benchmarks.
Institutional Investors
BEFORE ENTERING THIS WEBSITE, PLEASE READ CAREFULLY THE FOLLOWING IMPORTANT TERMS AND CONDITIONS (THE "TERMS") THAT GOVERN YOUR ACCESS TO, AND USE OF, THIS WEBSITE, AND ACKNOWLEDGE YOUR AGREEMENT TO THEM. IF YOU AGREE TO THE TERMS, CLICK "ACCEPT" AT THE END OF THESE TERMS TO ENTER THIS WEBSITE. IF YOU CLICK "LEAVE PAGE" YOU WILL NOT BE ABLE TO ACCESS THIS WEBSITE. THESE TERMS ARE A BINDING AGREEMENT BETWEEN YOU AND DWS, AND GOVERN YOUR ACCESS AND USE OF THE WEBSITE.
FOR PROFESSIONAL INVESTORS ONLY
THE CONTENT HEREIN IS RESTRICTED TO PROFESSIONAL INVESTORS, SUCH AS BANKS, INVESTMENT ADVISERS, PENSION FUNDS, INVESTMENT FUNDS, INSURANCE COMPANIES AND SIMILAR INSTITUTIONS AND IS NOT INTENDED FOR RETAIL INVESTORS. BY AGREEING TO THESE TERMS THE USER CONFIRMS AND ACKNOWLEDGES THAT HE/SHE IS ACTING IN HIS/HER CAPACITY AS A PROFESSIONAL INVESTOR OR REPRESENTING A PROFESSIONAL INVESTOR AND IS NOT ACTING IN A RETAIL CAPACITY.
ANY ENTITY ENTERING THIS SITE WHO INTENDS TO ACT AS AN INTERMEDIARY AND MAKE FUNDS OR ETC SECURITIES (THE “PRODUCTS”) AVAILABLE TO THIRD PARTY CLIENTS; INTRODUCE PRODUCTS TO THIRD PARTY CLIENTS OR SUBMIT BUSINESS IN RELATION TO A PRODUCT ON BEHALF OF A THIRD PARTY CLIENT’S BEHALF, IN RETURN FOR RECEIPT OF A PAYMENT OR OTHERWISE, SHALL BY ACCEPTING THESE TERMS AND CONDITIONS AND/OR BY ENGAGING IN ANY OF THE AFOREMENTIONED ACTIVITIES IN RELATION TO ANY PRODUCT, BE DEEMED TO HAVE ACCEPTED THE TERMS OF BUSINESS “TERMS OF BUSINESS FOR INTERMEDIARIES” WHICH SHALL BE MADE AVAILABLE UNDER THE HEADING “RISKS AND TERMS” ON THE WEBSITE.
YOU (THE "USER") AGREE NOT TO UNDERTAKE ANY ACT OR OMISSION THAT WOULD CONSTITUTE A BREACH OF THESE TERMS AND REPRESENT AND WARRANT THAT YOU ARE LEGALLY PERMITTED TO ACCESS AND USE THE WEBSITE.
ANY REFERENCE TO “DWS” ON THIS WEBSITE OR IN THESE TERMS SHALL, UNLESS OTHERWISE REQUIRED BY THE CONTEXT, BE UNDERSTOOD AS A REFERENCE TO DWS GROUP GMBH & CO. KGAA AND/OR ITS AFFILIATES AND, AS THE CASE MAY BE, ANY INVESTMENT COMPANIES PROMOTED OR MANAGED BY ANY OF THOSE ENTITIES.
THIS WEBSITE IS PROVIDED BY DWS INTERNATIONAL GMBH EITHER (I) ON ITS OWN BEHALF IN ITS CAPACITY AS DISTRIBUTOR OF THE PRODUCTS REFERRED TO ON THIS WEBSITE, (II) ON BEHALF OF DWS INVESTMENT S.A., ACTING IN ITS CAPACITY AS MANAGEMENT COMPANY OF CERTAIN FUNDS REFERRED TO ON THIS WEBSITE, OR (III) ON BEHALF OF DB ETC PLC, XTRACKERS ETC PLC AND XTRACKERS (JERSEY) ETC PLC AS ISSUERS OF ETC SECURITIES. EACH OF THESE ENTITIES MAY BE RESPONSIBLE FOR THE WEBSITE'S CONTENT AND ANY OF THE FUNDS, ETC SECURITIES AND SERVICES (INCLUDING FINANCIAL INSTRUMENTS) DESCRIBED (TOGETHER "THE WEBSITE").
ACCESS TO PRODUCTS AND SERVICES DISPLAYED ON THIS WEBSITE AND LINKED SITES HEREAFTER MAY BE RESTRICTED TO CERTAIN PERSONS OR IN CERTAIN COUNTRIES. PRODUCTS SHOWN ON THESE SITES SHALL NOT BE OFFERED OR SOLD TO ANY PERSONS PROHIBITED BY THE LAW IN THEIR COUNTRY OF ORIGIN OR IN ANY OTHER RELEVANT COUNTRY. COUNTRY SPECIFIC SITES LISTED ON THE PREVIOUS WEBPAGE MAY ONLY BE ACCESSED BY READERS OF THESE TERMS WHO ARE PERMANENTLY RESIDENT IN THE RELEVANT COUNTRY AND LEGALLY PERMITTED TO LOG ON TO THE RELEVANT PAGES. IN PARTICULAR U.S. PERSONS AND PERSONS RESIDENT IN OTHER COUNTRIES NOT DISPLAYED IN THE LIST ON THE PREVIOUS WEBPAGE ARE FORBIDDEN FROM VIEWING FURTHER PAGES. BY SELECTING A COUNTRY FROM THE LIST ON THE PREVIOUS WEBPAGE YOU HEREBY AFFIRM THAT YOU ARE A RESIDENT OF THAT COUNTRY. DWS SPECIFICALLY ASSUMES NO RESPONSIBILITY WHATSOEVER FOR THE DISTRIBUTION OF CONTENT OF THE WEBSITE TO INDIVIDUALS OR ENTITIES WHICH PROVIDE FALSE INFORMATION REGARDING THEIR COUNTRY OF LEGAL RESIDENCE.
THESE MATERIALS AND ANY PRODUCTS DESCRIBED ON THIS WEBSITE ARE NOT BEING OFFERED OR TARGETED TO U.S. PERSONS.
Nothing contained on this Website should be considered as an offer to purchase any of the Products. Consequently, the information on this Website does not constitute, and may not be used for the purposes of, an offer to acquire or sell any fund shares or ETC securities to any person in any jurisdiction. Pricing levels and valuations published on this Website are indicative and they and other information displayed on this Website are for information purposes only.
Information made available on this Website should not be considered as legal, tax, investment or securities advice or any form of recommendation to purchase Products or services described on this website or any opinion regarding the appropriateness of any investment. You should seek professional advice on all of the foregoing before making any investment decision.
Offering Documents referring to a specific fund (including sub-funds) or ETC security are available on this Website. Users should carefully read the information contained in such documents (including the latest version of the Key Investor Information Document or Key Information Document) before making any investment decision.
Past performance information (either actual or simulated) contained on this Website is not a reliable indicator of future results.
Although best efforts have been used to ensure that the information set out on this Website is reliable, no warranty is made as to its accuracy, completeness and adequacy. Any opinions expressed reflect the current view of DWS, in its capacity as distributor, which may change without notice.
DWS reserves the right to partly or completely change the Website at any time and to restrict, interrupt or terminate its service.
DWS reserves the right to modify or amend these Terms at any time. DWS invites you to consult these terms and conditions from time to time to familiarise yourself with the changes.
Content and design of the Website are the property of DWS and are protected by copyright. Any copying, publication, reproduction, distribution, re-transmission, assigning or use of any portion of the Website or of its content requires the prior written consent of DWS.
DWS respects your privacy. Personal data collected when visiting this website are processed in accordance with applicable data protection law.
You agree that where you provide your name and contact details and request information on our products, we may send you such information, including by e-mail. You can ask us at any time to stop sending such information.
By entering this website, you acknowledge and agree that DWS may place cookies on the device via which you access the site. These cookies are either strictly necessary to provide you with the services you have requested or to give us anonymised data about your use of our websites. This includes details such as the website from which you accessed our website, the duration of your visit and the pages you viewed. Such information, which will not include your name, helps us improve the performance and content of our websites. It also records (for up to a maximum of one year) which country you are interested in, and whether as a retail or professional investor. You can block or delete cookies from your computer - simply refer to the help function of your browser.
Please also read the section “Privacy Policy” and “Cookie Information” under the heading "DWS Privacy Notice" on the Website for more information.
Communications over the Internet and by e-mail cannot be guaranteed to be secure. There is a risk that information contained within an e-mail communication and any attachment thereto, including potentially confidential information, may be intercepted, lost, destroyed or delayed in transmission. Although DWS will use reasonable efforts to minimise such risk, it does not warrant that any communication or e-mail or any attachments thereto, that is sent out, will be free from viruses, worms or other harmful components.
Telephone calls to DWS may be recorded for training and monitoring purposes and to comply with applicable law and regulations. Such telephone recordings are the property of DWS.
Certain hypertext links on the Website may lead the User to websites that are not under the control or charge of DWS. DWS is not responsible with respect to any material contained in or conducted through any such external websites.
These terms and any non-contractual obligations arising out of or in connection with them are exclusively governed by and shall be construed in accordance with the laws of Germany.
If at any time any provision (or part of any provision) of these Terms is, or becomes, illegal, invalid or unenforceable in any respect under the law of any jurisdiction, that shall not affect the legality, validity or enforceability in that or any other jurisdiction of any other provision (or any other part of this provision) of these Terms.
The Products described on this Website are not eligible for sale in all countries. The Offering Documents contain information as to the selling restrictions applicable to any particular Product and the User should read them carefully.
In particular, the following restrictions apply:
Residents of the United States of America:
The information set out on this Website is not directed to the United States. U.S. persons (as defined in Regulation S under the U.S. Securities Act 1933) and persons resident in the U.S. may not enter the Website. Information from this Website may not be distributed or redistributed into the United States or into any jurisdiction where it is not permitted. Any Products described on this Website have not been and will not be registered under the U.S. Securities Act of 1933 as amended and trading in the securities has not been approved for purposes of the U.S. Commodities Exchange Act of 1936. The Products may not be offered or sold in the United States, to U.S. persons or U.S. residents.
The Products described on this Website are only offered or sold to persons in any other jurisdiction, if applicable law permits this.
Based on the second shareholder rights directive (SRD II) asset managers have to disclose certain information. Below is the summary of where to find certain information:
Information on the key material medium to long-term risks associated with the investments are as follow:
The DWS investment decision process enables us to identify risks and return opportunities. Our extensive research resources and teams of experienced professionals continually analyse the relevant markets as well as the political and economic environment. Furthermore, our Strategic CIO View provides a long-term outlook and orientation. In addition, the independent risk function ensures that investment decisions are taken in a disciplined and controlled way.
