DWS has launched four new Xtrackers ETFs that offer investors the opportunity to invest in a portfolio comprising the asset classes of equities, bonds, and gold with just one ETF. The Xtrackers Diversified Portfolio UCITS ETFs represent a highly diversified portfolio with varying equity portions – with equity allocations of 20, 40, 60, and 80 percent, respectively. The remainder is allocated to the asset classes of bonds and gold. The gold weighting is set at 5 percent for all portfolios. The new ETFs have been listed on the German Stock Exchange since February 18, 2026.

The ETFs follow a rule-based investment approach; there are no tactical or strategic reallocations. Currency hedging of the bond ETFs in euros is intended to improve the risk profile for domestic investors – especially in more defensive portfolios with a high bond allocation. DWS uses established Xtrackers ETFs and ETCs to allocate the portfolio. Xtrackers Diversified Portfolio UCITS ETFs are among the most broadly diversified and, at the same time, most affordable multi-asset ETFs on the market. The annual flat fee for all four ETFs is 0.24 percent.

The new Xtrackers multi-asset ETFs offer broader diversification than traditional equity and bond benchmarks. This is because gold, equities of small and medium-sized companies from developed countries, high-yield bonds, and emerging market bonds have tended to be underrepresented in multi-asset ETFs to date. In addition, the new products benefit from the targeted use of ETFs with index tracking via swaps which provides very precise index tracking, particularly in the US and emerging market equity segments. Quarterly rebalancing of the Diversified Portfolio ETFs and unscheduled adjustments – if regulatory limits are exceeded – ensure that the target allocations are maintained over the long term without triggering frequent transactions.

"With our new portfolio ETFs, we want to offer investors simple, cost-efficient, and broadly diversified multi-asset solutions," says Michael Mohr, Global Head of Xtrackers Products at DWS. "We are leveraging the breadth and depth of our product range to combine the investment universe from different risk and return sources."

"Our new multi-asset ETFs are particularly aimed at self-directed private investors who want to build a broadly diversified portfolio with minimal effort," says Simon Klein, Global Head of Xtrackers Sales at DWS. "With just one ETF, they gain access to multiple asset classes with the aim of investing their assets in a structured manner over the long term."

Product information

Source: DWS Group GmbH & Co. KGaA, as of February 18, 2026

Due to the holding of the underlying Xtrackers ETPs and quarterly rebalancing, investors incur additional indirect costs in accordance with the KIID calculation.

Risks associated with ETFs include the following, among others:

• The value of ETF shares may be negatively affected by legal, economic, or political changes, market volatility, and/or volatility of the sub-fund's assets and/or the underlying asset.
• The value of ETF shares may fall below the price at which the investor purchased the fund shares at any time. This may result in losses. The value of ETF shares may be negatively affected by exchange rate fluctuations.
• ETFs are not capital protected. The value of ETF shares may fall as well as rise. Past performance is not a reliable indicator of future performance.
• There is no guarantee that a specific redemption amount will be paid back to investors when it's due. The redemption amount might be less than the original purchase amount. Investors should be able to handle losses up to the total amount invested.

About the DWS Group

With total assets under management of €1,085 billion (as of December 31, 2025), DWS Group (DWS) is a leading asset manager in Europe with a global reach. With approximately 5,000 employees in locations around the world, DWS offers private individuals, institutions, and large corporations access to comprehensive investment solutions and customized portfolios across the entire spectrum of investment disciplines. Its broad expertise as an asset manager in active, passive, and alternative businesses enables DWS to offer clients targeted solutions in all major liquid and illiquid asset classes.
www.dws.com/de

This document is an advertising communication. 
Investors should read the prospectus and the BIB before making an investment decision.

Important information 

DWS is the brand name under which DWS Group GmbH & Co. KGaA and its subsidiaries conduct their business. The respective legal entities responsible for offering DWS products or services are identified in the relevant documents.
The information contained in this document does not constitute investment advice.

Complete information on the funds, including all risks and costs, can be found in the current version of the respective sales prospectus. This prospectus and the "Basic Information Sheet (BIB)" are the only binding sales documents for the funds.

Investors can obtain these documents, including regulatory information and the current founding documents in German, free of charge in writing from DWS Investment GmbH, Mainzer Landstraße 11-17, 60329 Frankfurt am Main, Germany, and, in the case of Luxembourg funds, from DWS Investment S.A., 2, Boulevard Konrad Adenauer, L-1115 Luxembourg, free of charge in written form or electronically in the relevant languages at: www.dws.de for Germany and https://funds.dws.com/ for Austria and Luxembourg and for passive investments www.etf.dws.com 

A summary of investor rights for investors in passive products is available at (Germany – German) https://etf.dws.com/de-de/ueber-uns/umgang-mit-beschwerden-etfs/ (Austria – German)
https://etf.dws.com/de-at/ueber-uns/umgang-mit-beschwerden-etfs/ (Luxembourg – English) https://etf.dws.com/en-lu/about-us/how-to-complain-etfs/. The management company may decide to withdraw distribution at any time.

Forecasts are not a reliable indicator of future performance. Forecasts are based on assumptions, estimates, opinions, and hypothetical models or analyses that may prove to be inaccurate or incorrect.

Performance is calculated using the BVI (Bundesverband Investment und Asset Management) method, i.e. without taking into account any front-end load.
Further tax information is contained in the sales prospectus. Past performance is not a reliable indicator of future performance.

All opinions expressed represent the current assessment of DWS Group GmbH KGaA
and are subject to change without prior notice.
This document is an advertising communication and not a financial analysis. Consequently, the information contained in this document does not satisfy all legal requirements to ensure the impartiality of investment recommendations and investment strategy recommendations and is not subject to any prohibition on trading prior to the publication of such recommendations. As explained in the respective sales prospectus, the distribution of the above-mentioned funds is subject to restrictions in certain jurisdictions. This document and the information contained herein may only be distributed or published in countries where this is permitted under the applicable legal provisions. This document may not be distributed directly or indirectly within the United States, to or on behalf of US persons or persons resident in the United States.

Xtrackers® is a registered trademark of DWS Group

The registered office of Xtrackers (RCS No.: B-119.899), a company registered in Luxembourg, is located at 49, Avenue J.F. Kennedy, L-1855 Luxembourg, Luxembourg

DWS Group GmbH & Co. KGaA, CRC 109 139, February 17, 2026